ya know, i've always had really good luck with modern hdds and ssds. the only exceptions have been the ancient things that i used to use in my old firewall box. none of my drives made in the last, say 5 years, have failed on me. (knock on wood)
atm, i've got an old 30gb OCZ ssd in one of the original acer netbooks and an 80gb intel SSD in my old alienware m11xR2 lappy. the battery of the alienware literally burst and i've yet to replace it, so it's not functional, but no problems from the SSDs with heat, etc. I was working that alienware /very/ hard, too. it was constantly running at max performance for a few years, setup as a desktop.
my 4x hitachi drives in raid0 also never gave me trouble, but i sold that comp some time ago. i even broke the sata connector on one so that only the pins were intact, had to rig the plastic bits that broke off to the sata cable, but the drives i'm sure are still going strong lol.
i want to say that the SSDs ran noticeably cooler than the HDDs, but honestly, the heat from any of the drives never really got beyond warm to the touch. at least, they stayed a lot cooler than the much older drives i've used in the past
SSDs are probably better for a fanless setup, but i don't think i'd be concerned enough to prevent me from using a couple high density HDDs. i figure with higher throughput from the higher density, the drives don't necessarily have to work as hard for as long.
Just curious, what kind of temps have y'all seen from your drives?