Again, the processor on a high-end laptop and desktop is way more powerful than the embedded processor in the consumer-end routers. Hence it explains the big gap of speed between your Mac and your router.
However, the AC68U (I assume, not sure if your router is the U series), without overclocking won't be able to pull more than 20Mbps (I have one myself so I know). Even with overclocking (I overclocked it to 1.4Ghz), the speed that I was getting with my VPN provider (Torguard) topped at 40Mbps, and it usually gave me ~35Mbps. Of course it still depends on the cypher you're using and the server you're connected.
There was time when I was so obsessed with the VPN throughput, I signed up for all the free trial from almost every VPN provider out there I could find that are reliable and not under the 14-eye countries and the speed I got was always under 20Mbps which was not acceptable for me as my ISP top speed is 110Mbps. I haven't tried PIA yet so I can't speak for the service nor the speed.
If you want a more dedicated router for VPN, you can get the AC86U (I just got it last week) and it should max out your ISP's speed right out of the box. Or just build a pfSense box router.