update after the coolest and most nicest Verizon Tech came out:
He saw what I have been seeing. Decided to run the Fiber directly into my office. Which was really easy, so we did that. He put the new ONT inside my office and bam. speeds are good. Checked and double checked. Good for now. Offered to leave me a Verizon router for testing. I felt like I didn't need it. even though he said it was free, he has many of them. Gave me is personal cell said call if it acts up. Now what he did see when he went to the ONT on the outside, the power that supplied the ONT was something known to go bad. So that could have been it. who knows. But running the fiber right to my room helps when I call if it happens again. I can say theres fiber right here.anyway I will let you know how it goes. Thanks for all the help.
hours later. I cannot believe how fast my computer is. its working flawlessly
I've been missing this kind of speed for a long time!!